An appraisal is a critical part of the homebuying process, as it determines the value of the property before a lender agrees to move through with a mortgage. But how is this value calculated? Check out this list of seven factors that impact the value of a home during an appraisal.
Condition of the home
First, the appraiser will note some of the general details of the home, ranging from the materials used throughout the house to the property’s overall condition. If anything is unsound or unsafe...
Leasing can be a smart way to test out a car for a few years without buying it. A lease can give you all of the latest technology and some time to determine if you like the car enough to buy it.
If you want to buy it before the lease expires, read the terms of the lease agreement to see if an early buyout costs extra, typically charged in finance fees. It may be worthwhile to wait until the lease ends.
To make sure you’re getting a good deal, research the different ways the car is valued. The f...
1. LightingNo matter how small or ordinary your house may seem, the right lighting will create mounds of...
Having more meaningful relationships with friends both new and old is a great goal, and it can start with your conversations. Below are five tips for those of us frustrated with small talk.
Skip the weather. As tempting as it may be to springboard off the weather, this can lead you down the empty-conversation rabbit hole and into a twenty-minute dialogue about rain. Asking about almost anything else should yield more interesting results.
Think of base questions. So, what should you talk about,...
SOLD! Well done to our CENTURY 21® Associate Broker Barbara O'Hara for using her extensive knowledge of the area to assist her clients find and purchase their Hideout community home! We'd love to be the first to congratulate the new owners and say "welcome to the neighborhood!"
Our agents will work hard to help your Real Estate transactions go smoothly and quickly! When you're ready to get started with your next move, give the professionals a call at CENTURY 21 Select Group (570)689-2111.
One of the first steps in the homebuying process is gaining pre-approval for a mortgage loan. This gives you a realistic idea of the home prices that you can afford and allows you to make a strong offer when you do find the right house. While there are a lot of factors that impact your loan approval and the interest rates that lenders will offer, there are a few steps you can take to make sure that you’re getting the best home loan and mortgage rate.
A look at mortgage rates
As of mid-September...
A well-decluttered home can bring a sense of peace and order to even the busiest person’s lifestyle. Unfortunately for self-identifying clutter bugs, the reverse holds true. If you are ready to get to work on your home and declutter your piles of clothes, there are a few tried-and-true tips you should have in your arsenal.
Use the Shopping TestIt can be hard to determine what to cull and what to keep when decluttering. Sentimentality can make it even more complicated. If you’re wavering on what...
